Type of Job:

White collar
Generative AI will change white-collar jobs by automating, enhancing, or transforming tasks. Highly educated roles may face more impact, while blue-collar jobs could see increased demand and pay.

What Constitutes Artificial intelligence (AI)?

Artificial Intelligence (AI) is a technology that allows systems, whether software or machine-based, to autonomously make predictions, recommendations, or decisions that impact both real and virtual environments without the need for constant human guidance or intervention.

Sources

Author:

Juan D. Montoya

Juan D. Montoya

Economist and AI researcher.

Will Credit Analysts be replaced by AI & Robots?

Credit Analysts risk of being automated:

High

This job is highly likely to be substantially automated within the next 20 years, placing it in the upper quartile for automation probability among occupations.

Current Degree of Automation:

35
(1-100)

Source

Key findings

GenAI is revolutionizing the role of Credit Analysts by automating tasks like market analysis and data entry, improving accuracy and efficiency.

It streamlines decision-making processes through simplified data access and quick information retrieval.

This technology enhances critical thinking and problem-solving skills, allowing analysts to focus on complex financial assessments.

In the future, GenAI will likely handle routine tasks, freeing up analysts to provide more strategic insights and personalized services to clients.

How could AI or automation replace or complement job activities?

AI and automation could be utilized to automate activities such as digital data processing, information ordering, and number facility in the role of assessing credit risk.

For instance, AI algorithms could efficiently analyze financial data and generate ratios to evaluate customers’ creditworthiness.

This technology could streamline the process of preparing reports and identifying delinquent accounts, potentially increasing the efficiency of credit analysis tasks for Credit Analysts.

Job description

Analyzes credit data and financial statements of individuals or firms to assess the level of risk in providing credit or loans. Creates reports with credit information to help make decisions.

Consequence of Making Errors

40

(1-100)

Moderately serious Source
The seriousness of errors in credit analysis doesn't directly influence automation potential; other factors matter more.

How Repetitive is the Job?

78

(1-100)

Very important Source
Credit analysts often handle repetitive tasks like data entry and analysis, making them more prone to automation. However, it's likely that only specific tasks will be automated, not the entire role.
Average Anual salary USD$
$92,180
Number of profesionals in USA
44,000

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