Type of Job:

White collar
Generative AI will change white-collar jobs by automating tasks, assisting workers, and transforming roles. Highly educated jobs face the most impact, while blue-collar jobs may see growth.

What Constitutes Artificial intelligence (AI)?

Artificial Intelligence (AI) is a technology that allows systems, whether software or machine-based, to autonomously make predictions, recommendations, or decisions that impact both real and virtual environments without the need for constant human guidance or intervention.

Sources

Author:

Juan D. Montoya

Juan D. Montoya

Economist and AI researcher.

Will Loan Officers be replaced by AI & Robots?

Loan Officers risk of being automated:

High

This job is highly likely to be substantially automated within the next 20 years, placing it in the upper quartile for automation probability among occupations.

Current Degree of Automation:

55
(1-100)

Source

Key findings

In the future, GenAI will revolutionize the role of Loan Officers.

AI will streamline tasks like market analysis and compliance checks, reducing errors and speeding up processes.

It can assist in data entry, scheduling, and even writing reports.

Loan Officers will benefit from AI’s ability to generate text, classify information, and make decisions, enhancing their efficiency and decision-making.

GenAI will enable Loan Officers to focus on complex problem-solving and customer service, while AI handles routine tasks and data analysis, ultimately improving the overall quality of service provided.

How could AI or automation replace or complement job activities?

AI and automation could be utilized in tasks such as digital data processing, information ordering, and memorization for Loan Officers.

These technologies could streamline credit analysis, automate report preparation, and enhance data management.

For instance, AI algorithms could efficiently process financial statements and credit histories, enabling Loan Officers to focus more on customer interaction and strategic decision-making.

Job description

Assess, approve, or suggest approval for commercial, real estate, or credit loans. Provide guidance to borrowers on their financial situation and repayment options. This job category includes mortgage loan officers, collection analysts, loan servicing officers, loan underwriters, and payday loan officers.

Consequence of Making Errors

50

(1-100)

Moderately serious Source
The seriousness of errors by loan officers doesn't directly indicate automation potential; other factors are more critical.

How Repetitive is the Job?

61

(1-100)

Important Source
Loan officers often handle repetitive tasks like data entry and document verification, making them more susceptible to automation. In the coming years, expect specific tasks to be automated, enhancing efficiency while keeping the role intact.
Average Anual salary USD$
$84,160
Number of profesionals in USA
#

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